So, Congress has decided that you can afford to have at leat 13% of your income taken to pay for private health insurance (never mind auto, home,etc.). You can count on the coverage for that 13% being basic (bottom) tier “junk insurance” that leaves you underinsured, and certainly not the comprehensive coverage tier at the top. Add to that, only a 65% reimbursement rate… you pay 35% of ALL costs. And that’s just to start. Wait a couple years for the “necessary increase” lobbying to begin.
Who on earth would support that kind of deal??? (besides our elected “representatives”)
If Business Week,(“The Insurance Companies Have Already Won” http://www.businessweek.com/magazine/content/09_33/b4143034820260.htm?chan=magazine+channel_top+stories , page 5 is really sick ) a pro-business publication, says it smells to high heaven, it HAS to give you pause. And we’re not even touching on the back door big pharma, AMA, etc., deals. This is corrupt beyond human comprehension.
Okay, 13% of income off the top is quite a hit but a little less than what some, not all, people that currently have insurance pay now. But what about the people that have no insurance because they already can’t afford it? That was how this all started to begin with. Then you should consider that the recommended maximum percentage of income you’re supposed to dedicate to shelter is 33%. Add those together and 46% of your income is gone before assorted taxes (property, sales, etc.), food, gas, other required insurance (home, auto,etc), car payments, clothing, auto repairs, home repairs & improvements, electricity, water, cable, internet, phone, credit cards, savings (hahaha), etc. Then count deductibles PLUS 35% of ALL costs. Paid mandatorily, under penalty of law & the IRS. And everyone in America is okay with this??? Probably not, but they’ve had no idea (as I keep saying) what they’ve been fighting for. This is not healthcare reform. This is legislated, mandated, financial mass suicide of a nation already on life-support.
TRUE single-payer, which is comprehensive, is estimated at 2.3-3% in the form of an across the board payroll tax. Which means 5% by the time congress would get done with it. No deductibles, coverage tiers, employer mandates or cost sharing. If you breathe…you’re completely covered….DUH! You can go to any doctor you want because EVERY DOCTOR IN AMERICA WOULD BE PARTICIPATING. The most expensive level of payroll tax for single payer in any other nation is 7%. Still half the price of what’s being proposed by “our” congress and it’s not even comprehensive. Do you think maybe that’s because private for-profit insurance companies are involved here? Could that be it?
Since it has been made abundantly clear that they have no problem financially destroying us, we should have no qualms with removing them. Both the for-profit insurance interests and their legislators. These “representatives” are certainly not ours.
Think for a second what that extra 8+% savings could do, being recirculated through the economy. To say nothing of the $350-400 billion in admistrative cost savings from the status quo by streamlining the payment mechanism from all sorts of different companies to single payer/Medicare-for-All. Even better…our businesses would not be weighed down with health insurance reponsibilites or penalties, which would be HUGE. They could hire more people…who would get paychecks and spend them, driving the economy forward (and those paychecks also generate more tax revenue) and be able to compete again with industry from other countries….if only we weren’t the “uniquely American” morons of the planet.
Instead, with a little help from the scumbags (I’m sorry, I meant corporations) and Saint Obama, we Democrats have convinced ourselves we can’t have it because it would be too “disruptive”. Nevermind that every other civilized nation in the world had the same “system” of private insurance before and still mananged to survive the “disruption” of switching to single payer so that their citizens and businesses could survive. But we’re fighting for a “reform” that is nothing but the privledge of paying Big Insurance en masse. WHY???? We don’t need to worry about the teabaggers, we ( dems) are the ones truly sabotaging our futures by supporting this “reform” that benefits no one but the Medical-Insurance-Pharmaceutical Complex and silencing members of our own party that wish to fight for the civil/human right to healthcare.
“Make a law, make a business”—Catherine Austin Fitts
I’m now given to wonder, if this “reform” passes and it passes without a functioning national “public option” of any sort, is this constitutional?
And will tort reform, being included in this vile, stinking pile of rotted, maggot-infested ethics masquerading as “reform” , somehow prevent a massive lawsuit based on constitutionality?
There is not a single law in existance that mandatorily requires, under penalty of law and/or IRS penalties no less, that a product be purchased from a private business without any alternative choice. Auto insurance? Not if you don’t own a car. Homeowner’s? Not if you don’t have a mortgage. Make no mistake, this will be a tax mandatorily payable to private industry. I believe that is illegal. It has to be. If it wasn’t, the private interest sector would have already pulled this.
While I am NOT in any way a supporter of “the public option” because I feel it is a useless red herring being used to herd the masses into this horrendous corporate rape of our nation’s individuals and businesses, it does seem to me that the only thing that would make this actually legal and enforceable is if there was a FUNCTIONING, national, public option (it has already been explained why the option, the way it is written, cannot actually be implemented, chicken & egg http://pnhp.org/b/log and http://www.healthcare-now.org/bait-and-switch-how-the-“public-option”-was-sold/ ,under “Put Yourself in the Public Option Director’s Shoes” and also http://www.rollingstone.com/politics/story/29988909/sick_and_wrong/1 ) available in every state and every “market”. Which, by the way, President Obama didn’t say it would be…or that it would happen at all. In fact, he said if it existed, it would only handle 5% of the population and would possibly be only available in markets where there was an overwhelming monopoly.
“The law allows what honor forbids.”—Rita Mae Brown
If any form of the “public option” (or co-ops, which will be presented to us as a form of “public insurance”!) survives, it will survive in name only as a legal tool to to make this mortally destructive “reform” legally enforceable. That very same option everyone begged for may just be what nails us to the wall.
I say ENOUGH! Quit screwing around with “hoping” and official OFA and supporting the “mainstream” Democratic Party’s proscribed posistions. They DO NOT have our best interests in mind.
If you’re going to fight for something, fight to support HR 676, the single payer/Medicare for All amendment. It’s an actual proven answer and not a “uniquely American” corrupted theory.
But first and foremost fight to kill this horrific atrocity being called “reform” before it can become law. It is insanely corrupt and mortally dangerous to the future of our citizens and businesses. If we can prevent this incarnation from becoming a reality, then we can come back and push again for a more sensible system after mid-terms. If we can’t kill it now, we’re stuck with it for at least two major election cycles. An enormous amount of damage can be wreaked between now and 2016.
“If you will not fight for the right when you can easily win without bloodshed; if you will not fight when your victory will be sure and not too costly; you may come to the moment when you will have to fight with all the odds against you and only a small chance of survival. There may even be a worse case: you may have to fight when there is no hope of victory, because it is better to perish than to live as slaves.” — Winston Churchill
“Americans can always be counted on to do the right thing…after they have exhausted all other possibilities.”—Winston Churchill